RESEARCH / ARCHITECTURE / INDUSTRY PERSPECTIVES

Publications &
thought leadership.

A collection of journal articles, a book chapter, conference presentations and industry commentary exploring payments modernisation, enterprise integration, Open Banking and cloud platforms.

01 / SELECTED WORK

Featured publications

Full-text PDFs are available with permission from Henry Stewart Publications. Original publication details are acknowledged beneath each journal paper.
2020

Open Banking: The Rise of the Cloud Platform

Gary S. D. Farrow · Journal of Payments Strategy & Systems · Vol. 14, No. 2 (2020) · pp. 128–146

Open Banking platform models, network effects, supply- and demand-side service providers, and scalable cloud architecture.

Download paper (PDF) ↗

Originally published in the Journal of Payments Strategy & Systems, Vol. 14, No. 2 (2020), pp. 128–146. © Henry Stewart Publications. PDF reproduced with publisher permission.

2013

Strategies for Payment Systems Planning

Gary S. D. Farrow · Journal of Payments Strategy & Systems · Vol. 7, No. 1 (2013) · pp. 18–42

Strategies for modernising payments estates, planning migrations and reconciling complex transformation with simplified target architectures.

Download paper (PDF) ↗

Originally published in the Journal of Payments Strategy & Systems, Vol. 7, No. 1 (2013), pp. 18–42. © Henry Stewart Publications. PDF reproduced with publisher permission.

2011

The Payments Hub Spectrum: A Model for the Design of Payments Hubs

Gary S. D. Farrow · Journal of Payments Strategy & Systems · Vol. 5, No. 1 (2011) · pp. 52–72

A capability-based model for selecting the appropriate functional scope of payments hubs.

Download paper (PDF) ↗

Originally published in the Journal of Payments Strategy & Systems, Vol. 5, No. 1 (2011), pp. 52–72. © Henry Stewart Publications. PDF reproduced with publisher permission.

02 / RESEARCH

Journal articles & book chapter

2021

Middleware Patterns for Cloud Platforms

Book chapter · IntechOpen · 2 December 2021 · DOI: 10.5772/intechopen.98884

Read chapter ↗
2020

An application programming interface model for open banking ecosystems

Gary S. D. Farrow · Journal of Payments Strategy & Systems · Vol. 14, No. 1 (2020) · pp. 75–91

Download paper (PDF) ↗

Originally published in the Journal of Payments Strategy & Systems, Vol. 14, No. 1 (2020), pp. 75–91. © Henry Stewart Publications. PDF reproduced with publisher permission.

2012

Patterns for payment systems integration

Gary S. D. Farrow · Journal of Payments Strategy & Systems · Vol. 6, No. 1 (2012) · pp. 15–36

Download paper (PDF) ↗

Originally published in the Journal of Payments Strategy & Systems, Vol. 6, No. 1 (2012), pp. 15–36. © Henry Stewart Publications. PDF reproduced with publisher permission.

03 / INDUSTRY PERSPECTIVES

Open Banking & regulation

2018

A Pan European Account Roaming Service — CAPS Considerations on Achieving PSD2 Harmonisation

CAPS · October 2018

CAPS website ↗
2018

The Multi-Party Open Banking Platform: An Enabler for Innovation and Competition in Financial Services

Industry article · September 2018

Read article ↗
2018

eIDAS Does Not Work, Especially in the UK, and It's Time to Recognise It

Industry article · September 2018

Read article ↗
2018

UK Open Banking Initiative

PSD2 Meets GDPR Forum · Amsterdam · February 2018

04 / ARCHITECTURE & SPEAKING

Conferences & leadership

2021

Conference Chair — 3rd Digital Transformation in Banking Summit

27 May 2021

2021

Conference Chair — Open Banking, SCA and Instant Payments Summit

24 March 2021

2011

The Canonical Data Zone: Issues in Data Selection for Service Oriented Architectures

Open Group Conference on Enterprise Architecture · London · May 2011

View presentation ↗
2009

SOA Anti-Patterns

Invited speaker · IBM SOA Summit UK

2009

Payment Services Hub (or How IT Helps Solve the Credit Crunch)

IBM Chief Architects Workshop · Warwick · 22 May 2009

2009

SOA Anti-Patterns — When the SOA Paradigm Breaks

IBM DeveloperWorks · June 2009

Original article ↗

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